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Miguel Romero

NMLS: 625680

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.

Welcome to my website.

At ONYX Lending, we don’t believe in one-size-fits-all mortgages. That’s why we work with over 220 wholesale lenders, giving you access to virtually every loan program on the market — from Conventional, FHA, VA, Jumbo, and Non-QM to investor, self-employed, foreign national, and specialty financing.

Instead of being limited to one bank’s products, we shop your loan across hundreds of lenders to secure the best rates, terms, and approvals tailored specifically to your financial goals.

Whether you’re buying your first home, upgrading, investing, or refinancing, our mission is simple:
more options, better pricing, faster approvals, and a smoother closing experience.

Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Mortgage Insights
All Things Mortgage: Insights, Trends, and Resources
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Start Application
Begin your mortgage application online today.
Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Speak to a Local Mortgage Professional
No Obligation, No Credit Check
Competitive Rates & Fees
Step 1 of 8
What’s your main goal right now?
What’s your main goal right now?

How it works

My Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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